6 things Medicare does not cover

6 things Medicare does not cover

Medicare is a federal insurance program that helps those aged 65 and above meet their healthcare expenses. Divided into two parts, Part A and Part B, it covers inpatient care in hospitals, skilled nursing facility care, preventive services, medical equipment, and several other costs. However, the plan is not all-encompassing, so individuals are usually advised to purchase supplemental insurance to be on the safer side. Here are six things Medicare does not cover.

Routine dental care
Both Medicare Part A and Part B do not pay for routine dental care, including the costs for dental checkups, routine cleaning, or other dental maintenance services. The program also does not cover X-rays, fillings, root canals, and dentures. However, in some instances, Medicare may include dental surgery or X-rays. This is especially true during accidents, dental exams needed before kidney or heart surgery, or treatment for mouth cancer.

Several Medicare Advantage plans (also known as Part C) may provide routine dental coverage as an extra benefit over Part A and Part B. However, people must purchase these plans from a Medicare-approved private company and pay an additional monthly premium.

Routine vision care
Medicare does not cover routine vision care. So, despite enrolling in the program, members must pay for eye exams (performed to determine if new prescription eyewear is needed) out of their pocket. Those wanting coverage for routine vision care would have to buy a supplemental plan, as in the case of routine dental care.

One must note that the cost of eyeglasses and contact lenses is also excluded. The only exception is when an individual has undergone cataract surgery, and the eye doctor advises them to use such eyewear. Medicare also does not pay for specific chronic eye conditions, including glaucoma tests and eye surgeries, if someone is at high risk for eye diseases.

Cosmetic procedures
Medicare does not cover the cost of cosmetic procedures like face-lifts and tummy tucks when someone signs up for them voluntarily. But understandably, the program pays for these treatments if they are absolutely necessary for health reasons. So, for example, if someone has met with an accident that has caused injuries that need plastic surgery for recovery, Medicare will cover the expenses. The plan will also bear the costs if an individual undergoes breast reconstruction following a mastectomy.

Cosmetic treatments help enhance a person’s appearance. However, since Medicare does not cover the expenses, individuals can invest in supplemental plans or invest in a savings program to avoid financial hardships.

Hearing aids
Hearing aids and routine hearing exams can cost as much as $3,250 per ear. Luckily, certain Medicare Advantage or Part C plans cover hearing aids and equipment fitting exams. Moreover, some discount plans offer coverage or price cuts to help people save on hearing aids. However, by and large, routine hearing examination and equipment costs are not covered by Original Medicare (Part A and B).

Generally, healthcare professionals advise people to get their routine hearing-related expenses covered by external insurance service providers. Besides considering this option, individuals with inherent, underlying hearing problems for a long time can consider investing in an HSA. Doing so can occasionally enable them to get tax benefits for hearing aids and other out-of-pocket hearing expenses.

Overseas care
People undergoing surgeries or other procedures out of the country usually cannot claim reimbursements through Medicare. The costs are covered in a few circumstances only. For example, if someone undergoes a procedure on a cruise ship within six hours of a country’s port, they can claim reimbursements. Specific Medicare Advantage plans cover emergency expenses incurred abroad, so frequent travelers might want to consider them.

To fully cover themselves, people can also purchase travel insurance policies that cover specific health expenses while away from the country. Doing so ensures one will have to rarely, if ever, pay their bills out of their pocket when traveling abroad.

Chiropractic care
Original Medicare does not pay for most chiropractor tests or services, including X-rays and checkups. However, Medicare Part B does pay for a given chiropractic service: the physical and manual manipulation of a person’s spine done by a qualified chiropractor or other qualified medical practitioner to correct a vertebral subluxation. In this condition, the spinal vertebra is partially dislocated from its usual position.

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4 healthy foods for nursing mothers

Mothers who have recently delivered babies don't have sufficient nutrition due to the loss of blood and lactation. As a result, they have to carefully choose foods that are rich in calcium, carbohydrate, unsaturated fat, iron, folic acid, protein, and vitamins B6, B12, C, and D. Thankfully, healthy foods and supplements can help them regain strength and supply breastmilk to their newborns. The top four superfoods that can help nursing mothers include: Bananas Bananas are less expensive, available throughout the year, and considered a superfood for nursing moms. They are rich in nutrients, healthy carbs, vitamin B, antioxidants, and phytonutrients. Bananas are also abundant in potassium, calcium, and pectin, a source of energy. Experts claim that having a banana every day can help moms regain the energy they need to take care of the baby and breastfeed. Potassium is crucial for maintaining fluid balance in the mother's body and aids in the rampant transmission of nerve impulses.  Bananas can also aid in regulating blood pressure. It can prevent constipation, aid in regular bowel movements, and promote healthy gut bacteria. These fruits can provide about 1/4th of the vitamin B6 required for nursing moms, which is crucial for hemoglobin production and fighting antibodies. However, avoid bananas if you have allergies, a bout of cough and cold, or diabetes. Mothers can eat bananas after any meal or even add them to smoothies or pancakes as part of a meal. Fatty fish Fatty fish are naturally rich in vitamin B12, omega-3 fatty acids, and vitamin D. Fish like salmon and sardines are one of the few food sources of vitamin D, which is essential for mothers and their infants. A deficiency of vitamin D in infants, though uncommon now, can lead to weak and deformed bones. These fish also contain DHA, a type of omega-3 fatty acid essential for an infant's brain and heart development. DHA can be naturally found in breast milk if a mother eats fatty fish, eggs, or red meat. Omega-3 acids can also help in preventing postpartum depression. Mothers can choose from freshly caught fish, buy from verified farms, or use canned salmon. However, ensure that you have salmon or sardines twice a week to get its benefits and increase the production of breastmilk production. Homemade stock Soups and broths are wholesome and satisfying meals for nursing mothers. The most significant advantage of broths or soups is you can make large quantities and freeze them. The first three months can be hectic for new moms, which is why broths are perfect. They are nutritious, time savers, and can instantly replenish nutrients and strength. Mothers can use the bones and cartilage of chicken or lamb for meat broths. However, slow-cook them as the soup will have time to absorb all the nutrients and minerals from the meat and bones.  On the other hand, vegetarian mothers can make soups and broths of various vegetables and lentils. Bell pepper, carrots, celery stalks, french beans, lentils, mung, cottage cheese, and peas are ideal ingredients for vegetarian soups. Broths and soups can also help deal with postpartum depression and help regain bone density. It can also help reduce joint pain and strengthen joints right after childbirth. Leafy green vegetables It is widely known that green leafy vegetables contain multiple nutrients like vitamin A, C, E, and K, fiber, minerals, calcium, and antioxidants. Spinach has a high concentration of phytoestrogens and iron. When a nursing mom increases the intake of spinach, it raises the estrogen level and helps stimulate milk production. Phytoestrogens also help in regulating and reducing cholesterol and blood sugar levels. They are low on calories; hence, you do not have to worry about gaining weight. One serving of green leafy vegetables daily is the recommended quantity for nursing moms.  Mothers can also eat broccoli and Swiss Chard, which are high in calcium and iron. The daily calcium requirement for nursing moms is about 1,300 milligrams a day. Kale or collard greens also can supply about 20% of the daily calcium requirement. Moms can also have milk and yogurt to ensure they receive the necessary supply of calcium. They can add greens to salads, smoothies, soups, or casseroles. Cigna breast pump Cigna is a global health service company that offers health, pharmacy, dental and supplemental insurance, and Medicare plans. You can get 100% of Cigna's insurance for hospital-grade and standard electric breast pumps with a prescription from your physician, midwife, or nurse practitioner. Cigna also covers the cost of renting a heavy-duty hospital-grade breast pump if a standard breast pump fails. Elvie Free Elvie, one of the brands covered by Cigna with a doctor's prescription, has introduced a revolutionary, silent wearable breast pump that women can discretely fit in their clothes. It is a wireless breast pump that can be operated through a smartphone. This easy-to-use pump can be used confidently and without any hassle. Since it is silent, it can be used anywhere without any disturbance or the need for privacy. Moreover, there are no tubes or pipes. It consists of five easy-to-assemble and clean components that make pumping clean and safe. If you're a new mother who wants to try out breast pumps, give this a try after consulting a doctor. 

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10 silent signs of lymphoma

Lymphoma is a type of cancer that begins in the cells of the lymphatic system, which is responsible for producing and utilizing white blood cells to protect the body against infections. There are two main types of lymphomas—Hodgkin’s lymphoma and non-Hodgkin’s lymphoma. The symptoms of both these conditions can be vague and vary greatly from person to person. Nevertheless, here are a few silent signs of lymphoma one should recognize: 1. Swollen lymph nodes Lymphoma mainly affects the lymphocytes, i.e., the white blood cells in the bone marrow and lymph nodes—parts of the immune system located in the neck, groin, armpit, and spleen areas. The growth of cancer can cause the lymph nodes to swell or become enlarged. So, one can feel lumps under the skin that may not cause pain or discomfort in most cases. 2. Pain The initial stages of lymphoma are often painless. However, as the condition progresses, some may experience severe pain in certain parts of the body. This symptom generally develops when lymphoma has affected one or more organs. To rule out any serious disease or illness, any unexplained pain lasting longer than 4 days must prompt one to consult a medical professional for a thorough examination. 3. Fever Fever usually indicates the activation of the body’s immune system. However, fevers developing for no apparent reason may be a silent sign of lymphoma. So, one should speak to a healthcare provider to understand the main cause of the problem. 4. Lack of appetite Loss of appetite can also be a silent sign of lymphoma. This may develop in two ways—not feeling hungry or getting full too quickly. The change in appetite may be accompanied by bloating, nausea, vomiting, or abdominal pain. Such symptoms generally occur when lymphoma develops in the abdomen or in the lymphatic tissue in the liver or spleen. 5. Excessive sweating Lymphoma can also cause hyperhidrosis or excessive sweating. Often, the symptom worsens at night (called night sweats), making one wake up in the middle of the night drenched in sweat. Experts believe that this symptom is a result of increased immune system activity in the body. 6. Fatigue As the cancer grows or spreads, one may experience fatigue or weakness. Cancer cells drain the body’s nutrients, causing a lot of tiredness. This fatigue could also stem from anemia—a lack of red blood cells (RBCs) that carry oxygen in the body. Anemia is associated with lymphoma as this type of cancer can lead to an overproduction of lymphocytes, leaving the bone marrow little room to produce other healthy cells including RBCs. 7. Skin irritation As cancer cells multiply in the body, they secrete chemical byproducts that cause acne-like clusters called papules, which can cause skin itching, irritation, or inflammation. So, one may experience itchy patches of skin near affected lymph nodes, lower legs, or the entire body. One of the most noticeable features of this symptom is that the itch never has an apparent underlying cause and is not accompanied by a rash. One should consult a doctor if the irritation begins to affect the entire body or lasts for over two weeks. 8. Shortness of breath Breathlessness is another common silent sign associated with lymphoma. Swollen lymph nodes can affect the respiratory system, reducing the ability to draw a full breath. As a result, those with lymphoma may feel out of breath even after engaging in a relaxing activity such as watching television. Other symptoms may also include sharp, recurrent chest pain and chronic cough. 9. Headaches Lymphoma cells growing in the brain (primary brain lymphoma) can also trigger severe headaches. While they may seem minor at first, they can worsen with time. The aches develop due to the pressure of cancer cells on the brain. According to the American Cancer Society, other symptoms associated with primary brain lymphoma are trouble thinking, weakness in some parts of the body, personality changes, and seizures. 10. Easy bruising and bleeding Recurring bleeding episodes such as unexplained nosebleeds and heavy menstrual bleeding may also be early warning signs of lymphoma. Here, as the body is unable to produce or sustain healthy blood cells due to the cancerous growth of lymphocytes, one may not have enough platelets, interfering with the blood’s clotting function and increasing the risk of heavy bleeding.

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